50-Year Mortgages?! And What Fannie Mae Really Changing Credit Rules Means
Two headlines have people asking whether housing just got more affordable or if lenders are quietly shifting risk onto buyers. […]
Don’t Close on a New Build Until You Read This
New construction can look irresistible. Everything is new, shiny, and presented as turnkey. But right now builders are under pressure.
VA, USDA, FHA, or Conventional — Which One Is Really Best for You?
There are four common mortgage paths most buyers hear about: VA, USDA, FHA, and Conventional. Each one has its own
Stop Paying Off Debt Before You Apply — Do This Instead
Everyone tells you to pay off every debt before applying for a mortgage. That advice can actually hurt your chances.
How Lenders Verify Your Income (What They Really Check)
If you are buying a home, it helps to know exactly what lenders and underwriters look for when they verify