# RhondaBurgess.com

> Helping You Become Creditworthy.


## Posts

- [What’s the Latest on Interest Rates?](https://rhondaburgess.com/the-latest-on-interest-rates/): Mortgage rates have fallen by over a full percentage point since Q4 of 2018, settling at near-historic lows.
- [How To Increase Your Worth](https://rhondaburgess.com/how-to-increase-your-net-worth/): Every three years, the Federal Reserve conducts its Survey of Consumer Finances. Data is collected across all economic and social groups.
- [Buying a Home: Know the Lingo? [INFOGRAPHIC]](https://rhondaburgess.com/buying-a-home-know-the-lingo-infographic/): Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
- [5 Real Estate Reality TV Myths Explained](https://rhondaburgess.com/5-real-estate-reality-tv-myths-explained/): Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session?
- [Rent Vs. Own [INFOGRAPHIC]](https://rhondaburgess.com/rent-vs-own-infographic/): Owning your own home vs. renting may lead to some great options, such as locking in your monthly payments and having the freedom to customize your living space.
- [Renting is 3 Times More Expensive in Nashville](https://rhondaburgess.com/renting-is-3-times-more-expensive-in-nashville/): Renting in Nashville is at least 3 times more expensive than buying a house. Most apartments and property rental agencies have upped their income requirements for all Nashville renters. All adults on the lease are now required to have an income of at least 3 times the rent in order to qualify. Download the Homescout app here: http://tinyurl.com/vipcode0832 When buying a house, you don't have such stiff income requirements. You are not required to make 3 times your projected mortgage payment. You just need to have a debt-to-income ratio of less than 40 percent normally. Find your new home here - http://tinyurl.com/vipcode0832 -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Buying a House in Nashville Now? Why You Have to Be Ready to Pull the Trigger!](https://rhondaburgess.com/buying-a-house-in-nashville-now-why-you-have-to-be-ready-to-pull-the-trigger/): Are you moving to Nashville and thinking of buying a house? What is the best time to buy a house in Nashville? When you find one! The Nashville real estate market is still moving extremely fast at 30 days on the market or less. As a Nashville home buyer, you've got to be prepared to pull the trigger and make an offer when you find a house you like. Download the Homescout App: http://tinyurl.com/vipcode0832 The inventory in the Nashville housing market is limited and as we enter into the fall and winter months, the supply will only continue to dwindle. Nashville home prices continue to climb as the market appreciates approximately 7% annually. Search the Nashville MLS: http://tinyurl.com/vipcode0832 If you want to become a Nashville homeowner as opposed to being a renter, you need to make that decision in your mind and be prepared to pull the trigger and make an offer. Call Rhonda at 615-554-0832 to get started today. -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Why Is Nashville So Expensive?](https://rhondaburgess.com/why-is-nashville-so-expensive/): Why is Nashville so expensive is a question I get asked a lot, especially where housing costs are concerned. Nashville is one of the hottest real estate markets in the country for both buying a home as well as renting. Download the Homescout App: http://tinyurl.com/vipcode0832 With so many people moving to the Nashville, mainly for job and business opportunities, there is simply a shortage of housing. Demand for housing is simply outpacing the supply. In a seller's market like this, landlords as well as homeowners can and do demand a premium for their properties. This is the way it has been for at least 3 years now and there is no sign of the housing prices coming down. Search the Nashville MLS: http://tinyurl.com/vipcode0832 https://youtu.be/W3TOsafhsYo - Nashville Cost of Living Rhonda Burgess, Broker Southern Living Realty Partners 615-554-0832 Search the Nashville MLS - http://tinyurl.com/vipcode0832 -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Will There Be a Housing Bust?](https://rhondaburgess.com/will-there-be-a-housing-bust/): We’ve experienced economic growth for almost a decade, which is the longest recovery in the nation’s history.
- [The Perfect Time to Sell Your House](https://rhondaburgess.com/the-perfect-time-to-sell-your-house/): As a homeowner, it’s always tempting to dream about the next big project you’re going to tackle. The possibilities are endless. Should I renovate?
- [Tennessee Home Prices Up Nearly 8%](https://rhondaburgess.com/tn-home-prices-up-nearly-8-percent-infographic/): The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
- [3 Reasons to Buy a Home NOW](https://rhondaburgess.com/3-reasons-to-buy-a-home-now/): Whether you are a first-time buyer or looking to move up to the home of your dreams, now is a great time to purchase a home.
- [Should I Continue to Rent or Buy?](https://rhondaburgess.com/should-i-continue-to-rent-or-buy/): If you’re currently renting and have dreams of owning your own home, it may be a good time to think about your next move.
- [The Cost of Waiting](https://rhondaburgess.com/the-cost-of-waiting-interest-rates-edition-infographic/): Interest rates are projected to increase steadily heading into 2020.
- [Is Your First Home Obtainable?](https://rhondaburgess.com/is-your-first-home-now-within-your-grasp-infographic/): According to the US Census Bureau, “millennials” are defined as 18-36-year-olds.
- [4 Tips to Sell Your Home Faster](https://rhondaburgess.com/4-tips-to-sell-your-home-faster/): Since June of last year, we have seen an increase in the inventory of homes for sale month per month.
- [10 Steps to Buying a Home This Summer](https://rhondaburgess.com/10-steps-to-buying-a-home-this-summer/): If you are thinking of buying a home, you may not know where to start.
- [Is Real Estate the Best Investment](https://rhondaburgess.com/is-real-estate-the-best-investment-infographic/): Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 6 years.
- [Should You Use a Realtor to Buy or Sell?](https://rhondaburgess.com/should-you-use-a-realtor-to-buy-or-sell/): In today’s fast-paced world where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are.
- [Get Pre-Approved for Your Mortgage!](https://rhondaburgess.com/get-pre-approved-for-your-mortgage/): In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale.
- [4 Reasons to Sell Your House This Summer](https://rhondaburgess.com/4-reasons-to-sell-your-house-this-summer/): Buyer demand continues to outpace the supply of homes for sale.
- [3 Things to Know in the Housing Market Today!](https://rhondaburgess.com/3-things-to-know-in-housing-market-today/): A lot is happening in the world, and it’s having a direct impact on the housing market.
- [2 Myths Holding Back Home Buyers](https://rhondaburgess.com/2-myths-holding-back-home-buyers/): “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.
- [Credit Scores Are Rising - Is Yours Too?](https://rhondaburgess.com/credit-scores-are-rising-is-yours-too/): Credit scores are creeping upward for most Americans, according to the latest “State of Credit” report from credit bureau Experian. The average U.S.
- [The Cost of Waiting Until Next Year to Buy](https://rhondaburgess.com/the-cost-of-waiting-until-next-year-to-buy/): The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time.
- [Top Benefits of Home Ownership [INFOGRAPHIC]](https://rhondaburgess.com/top-benefits-of-home-ownership/): June is National Home Ownership Month!
- [Why Use a Real Estate Agent](https://rhondaburgess.com/why-use-a-real-estate-agent/):  In this video, I go over the importance of relationships, especially when it comes to buying or selling real estate.
- [Driving in Nashville - How to Get Around Nashville](https://rhondaburgess.com/driving-in-nashville-how-to-get-around-nashville/): In this video, I go over the experience of driving in Nashville. I explain how several streets in Nashville have multiple names. I also detail for you the various interstates and how to get around Nashville from a native Nashvillian's perspective. Call Rhonda at 615-554-0832 for assistance with moving to Nashville. Download the Homescout app: http://tinyurl.com/code0832 VIP code: 0832 #movingtonashville #nashvillesuburbs -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [8 Things You Need To Do When Buying a Home](https://rhondaburgess.com/8-things-you-need-to-do-when-buying-a-new-home-in-nashville/):  When buying a new home in Nashville, especially a new construction home, there are additional things that you need to do when compared to buying an existing home.
- [Happy Memorial Day](https://rhondaburgess.com/happy-memorial-day/): We remember, today and always.
- [Why Everyone is Moving to Nashville](https://rhondaburgess.com/why-everyone-is-moving-to-nashville/): Are you moving to Nashville too? In this video I go over 7 reasons why so many people are moving to Nashville. Download the Homescout app: https://tinyurl.com/code0832 VIP code: 0832 And people of all ages have a reason for moving to Nashville from our abundance of jobs to Nashville's proximity to the family members. Call Rhonda at 615-554-0832 for assistance with moving to Nashville. Download the Homescout app: https://tinyurl.com/code0832 VIP code: 0832 #movingtonashville #nashvillehotchicken -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Don’t Be Afraid to Buy a Home Again!](https://rhondaburgess.com/dont-be-afraid-to-buy-a-home-again/): According to CoreLogic, from 2006 to 2014 “there were 7.3 million housing foreclosures and 1.9 million short sales.” The hesitation some Americans feel after experiencing a foreclosure brings to mind the old saying: “Fool me once- shame on you.
- [3 Tips When Searching for a New Home](https://rhondaburgess.com/3-tips-when-searching-for-a-new-home/): In Nashville's real estate market, low inventory especially in the $300,000 and below price range continutes to be a challenge.
- [Top Days to List Your Home](https://rhondaburgess.com/top-days-to-list-your-home-for-sale-infographic/): ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale.
- [4 Tips for Making a Competitive Offer](https://rhondaburgess.com/4-tips-for-making-a-competitive-offer/): So, you’ve been searching for that perfect house to call ‘home,’ and you’ve finally found it!
- [A Tale of Two Markets [INFOGRAPHIC]](https://rhondaburgess.com/a-tale-of-two-markets-infographic/): An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices!
- [Want to Sell Your House Fast?](https://rhondaburgess.com/want-to-sell-your-house-fast-let-the-buyers-in/): So, you’ve decided to sell your house.
- [Cost of Renting vs. Buying](https://rhondaburgess.com/the-cost-of-renting-vs-buying-this-spring-infographic/): Historically, the choice between renting or buying a home has been a tough decision.
- [What Would Make You Sell Your House?](https://rhondaburgess.com/what-would-make-you-sell-your-house/): There are many reasons why a homeowner decides to sell their house and move.
- [Buying a new home in Nashville - 8 Things You Need to Do](https://rhondaburgess.com/buying-a-new-home-in-nashville-8-things-you-need-to-do/): When buying a new home in Nashville, especially a new construction home, there are additional things that you need to do when compared to buying an existing home. The same things apply whether you are buying a new house in Nashville or the Nashville suburbs. In this video, I go over 8 things that you should when buying a new construction home. These include: 1. Having your own representation - using a buyer's agent. 2. Remember that the model home is fully tricked out and you should not try to duplicate or replicate the model home. 3. Research the builder. 4. Use your own lender (if applicable). 5. Inventory homes can be a good deal. Do the research. 6. Prices are negotiable. Ask for it. 7. Compare prices on upgrades. 8. Get a home inspection. Download the Homescout app from your app store and use my VIP code: 0832 #movingtonashville #nashvillesuburbs Search for new construction homes here: http://tinyurl.com/yx9rbbpu Download the Homescout app from your app store and use my VIP code: 0832 -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Moving to the Nashville Suburbs](https://rhondaburgess.com/moving-to-nashville-suburbs/)
- [Moving to Nashville - The Nashville Suburbs - Where to live?](https://rhondaburgess.com/moving-to-nashville-the-nashville-suburbs-where-to-live/): The Nashville suburbs - Where is the best place to live? Where should I move to in Nashville? Download the Homescout app: http://tinyurl.com/code0832 VIP code: 0832 I get asked this question often and in this video I go over some of my "favorite" suburbs and neighborhoods around Nashville. My list of suburbs is totally biased and based upon where I live and sell the most. These are the areas where most of my clients have chosen to live. The vast majority of my clients work either in Nashville, Brentwood (Maryland Farms), Franklin (Cool Springs), or Smyrna and Murfreesboro. Again this is just my totally impartial list of best places to live near Nashville. Call Rhonda at 615-554-0832 for assistance with moving to Nashville. Download the Homescout app: http://tinyurl.com/code0832 VIP code: 0832 #movingtonashville #nashvillesuburbs -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Existing Home Sales Slow this Spring](https://rhondaburgess.com/existing-home-sales-slow-to-start-spring-infographic/): Existing Home Sales slowed to an annual pace of 5.21 million home sales in March.
- [5 Reasons Why Millennials Are Buying](https://rhondaburgess.com/5-reasons-why-millennials-are-buying/): The top reason millennials choose to buy is to have control over their living space, at 93%.
- [Buyer Demand Surging This Spring](https://rhondaburgess.com/buyer-demand-surging-this-spring/): Last fall, some predicted that the 2019 residential real estate market would be a disaster.
- [3 Questions You Need To Ask](https://rhondaburgess.com/3-questions-you-need-to-ask-before-buying-a-home/): If you are debating purchasing a home right now, you are probably getting a lot of advice.
- [Real Estate Market in Nashville March 2019 - Is the housing market slowing down?](https://rhondaburgess.com/real-estate-market-in-nashville-march-2019-is-the-housing-market-slowing-down/): In this video, I reveal the stats of the real estate market in Nashville for March and mid April 2019. I give you the details on how many houses and condos sold in Nashville in March, how many sales are pending, and how fast is the market moving in Nashville. A lot of people are forecasting a housing market crash and economic collapse in the near future. I see many predictions of another housing bubble. I explain my views in the video and whether I think Nashville home buyers and sellers should either maintain their position or bust a move. Download the Homescout app and use VIP code: 0832 http://tinyurl.com/vipcode0832 -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Largest Homebuying Myths Today](https://rhondaburgess.com/slaying-the-largest-homebuying-myths-today-infographic/): The average down payment for first-time home buyers is only 6%!
- [3 Things Real Nashvillians Dont Do](https://rhondaburgess.com/3-things-real-nashvillians-dont-do/): 3 Things Real Nashvillians Dont Do highlights some myths about Nashvillians concerning country music and hanging out downtown. Download the Homescout App - http://tinyurl.com/code0832 Use VIP code 0832 to search the Nashville MLS. Call Rhonda at 615-554-0832 for help with moving to Nashville. #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Home Buyer Demand Strong](https://rhondaburgess.com/home-buyer-demand-will-be-strong-for-years-to-come/): There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place.
- [Why Pet-Friendly Homes Are in High Demand](https://rhondaburgess.com/why-pet-friendly-homes-are-in-high-demand/): One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend.
- [What to Consider When Retiring](https://rhondaburgess.com/what-to-consider-when-choosing-your-home-to-retire-in/): As more and more baby boomers enter retirement age, the question of whether they should sell their homes and move has become a hot topic.
- [Moving to Nashville? 8 Reasons Why You Will Have a Love & Hate Relationship with Nashville](https://rhondaburgess.com/8-reasons-to-love-hate-nashville/):  Download the Homescout app and use VIP code: 0832 http://tinyurl.com/vipcode0832 Sign up here for a free daily list of rental properties available in the Nashville area: http://tcpros.co/o72NM In this video I go over 4 reasons why you will love living in Nashville and 4 reasons why you will hate living in Nashville.
- [Spring Home Maintenance Checklist](https://rhondaburgess.com/your-spring-home-maintenance-checklist-infographic/): Every spring, your home needs some extra TLC!
- [Moving to Nashville? The Nashville Population is Exploding! See what this means for you.](https://rhondaburgess.com/moving-to-nashville-the-nashville-population-is-exploding-see-what-this-means-for-you/): Moving to Nashville? The Nashville population continues to explode with so many jobs coming and the area and so many people moving here. Get the Homescout App here - http://tinyurl.com/vipcode0832 In this video I go over the Nashville population growth in comparison to the Memphis population and how Nashville is now the largest and most populous city in the state of TN. I share my thoughts on why it the time to buy a house in Nashville instead of waiting on some hopeful wish that Nashville real estate prices will come down. With virtually full employment and more jobs coming to Nashville everyday, there is no incentive for housing prices to come down. Now is the time to buy. Download the Homescout App to see the newest Nashville MLS listings and to see how much the houses in your neighborhood are selling for. Use VIP code 0832 http://tinyurl.com/vipcode0832 #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Upgrade Your Home Now](https://rhondaburgess.com/looking-to-upgrade-your-current-home-nows-the-time-to-move-up/): In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes.
- [How Much Should You Spend on Rent?](https://rhondaburgess.com/how-much-should-you-spend-on-rent/): One of the most exciting parts of becoming an adult is moving out of the house and starting your own life.
- [10 Steps to Buying a House Checklist [INFOGRAPHIC]](https://rhondaburgess.com/10-steps-to-buying-a-house-checklist-infographic/): If you are thinking of buying a home, you may not know where to start.
- [April is the Best Month to List Your Home](https://rhondaburgess.com/april-is-the-best-month-to-list-your-home-for-sale/): The spring housing market is off to the races!
- [Cost of Living in Nashville TN](https://rhondaburgess.com/cost-of-living-in-nashville-tn/): The cost of living in Nashville TN has skyrocketed in the past few years. The Nashville living cost is extremely high to native Nashvillians or anyone who has been lived in Nashville for the past 10 or more years. For those people who are moving to Nashville from other parts of the country with more expensive housing costs or higher taxes, the cost of living in Nashville is extremely affordable. In this video, I point out the average income in Nashville as well as the reported median home price in Nashville. I attempt to answer the question of "Is living in Nashville expensive?" It's all comes down to your income and where you're coming from. http://rhondaburgess.com/nashville-rent-continues-to-rise/ Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 My Homescout app also includes the ability to search Nashville real estate listings near me based on your location. With my app, you can search an unlimited number of properties and save all of your favorites. You can use the app all that you want. I just ask in return that when you are ready to buy a house in Nashville or sell your Nashville home that you give me a call and a chance to earn your business. Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 Please feel free to call me at 615.554.0832. I do answer my phone and if I miss your call, I will call you back. Follow us on: Instagram at https://www.instagram.com/rhonda_real... Facebook at https://www.facebook.com/NashvilleHom... http://rhondaburgess.com/nashville-rent-continues-to-rise/ Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Use Your Tax Refund to Buy a House!](https://rhondaburgess.com/use-your-tax-refund-to-buy-a-house/): According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes.
- [Things to Do in Nashville This Weekend - March 22, 2019](https://rhondaburgess.com/things-to-do-in-nashville-this-weekend-march-22-2019/): Things to Do in Nashville This Weekend March 22, 2019 includes visiting the Nashville Flea Market at the Nashville Fairgrounds, a concert by the Nashville Symphony at the Schermerhorn Symphony Center, the Fisk Jubilee Singers in concert with India Arie at the Ryman Auditorium, free rooftop concert series on Friday and Saturday at The George Jones on Broadway, and the Nashville Sounds exhibition game against the Texas Rangers at First Tennessee Park. Be sure to check back every Friday to find out the latest things to do in Nashville this weekend. Brought to you by Rhonda Burgess, Broker at Southern Living Realty Partners. Rhonda is a Nashville native who produces videos all about moving to Nashville and living in Nashville. Check out the Moving to Nashville playlist here: http://tinyurl.com/yynsnrjo http://RhondaBurgess.com -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [20 Tips to Sell Your House This Spring](https://rhondaburgess.com/20-tips-to-sell-your-house-this-spring-infographic/): When listing your house for sale, your top goal will be to get the home sold for the best price possible!
- [Is Your House Priced To Sell?](https://rhondaburgess.com/is-your-house-priced-to-sell-immediately-ptsi/): In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do.
- [Nashville Rent Continues to Rise](https://rhondaburgess.com/nashville-rent-continues-to-rise/): While the housing market continues to experience a slowdown in home sales and price appreciation, new data from Zillow suggests the rental market is heating up.
- [What Credit Score Do You Need To Buy A House?](https://rhondaburgess.com/what-credit-score-do-you-need-to-buy-a-house/): There are many misconceptions about the credit score needed to buy a house.
- [Happy St Patrick's Day!](https://rhondaburgess.com/happy-st-patrics-day-spring-is-time-to-buy-a-home-infographic/): Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018.
- [7 Things Not to Do When Getting a Mortgage](https://rhondaburgess.com/7-things-not-to-do-after-applying-for-a-mortgage/): [su_vimeo url="https://vimeo.com/324372835"] Below is a list of 7 Things Not to Do After Applying for a Mortgage!
- [Are You a First-Time Home Buyer? You Probably Are and Don't Know It.](https://rhondaburgess.com/are-you-a-first-time-home-buyer-you-probably-are-and-dont-know-it/): Moving to Nashville and thinking of buying a house? Do you need help with closing costs and the down payment. Do you think you don't qualify for first-time buyer programs because you've owned a house before? In this video I explain the definition of a first-time buyer when it comes to buying a house today. A lot of people qualify for first time home buyer assistance and don't even realize it. There are programs available in Nashville to give first time home buyers up to $15000 in assistance to purchase a home. Don't miss out on your opportunity to buy your own home now. Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 Call Rhonda today at 615.554.0832 to get the home buying process started. Don't leave money on the table and the assistance you need. #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Why You Should Not Use Zillow!](https://rhondaburgess.com/moving-to-nashville-why-you-should-not-use-zillow-video/):  In this video, I'm going to talk about why you should not be using Zillow to look for a house in Nashville.
- [4 Reasons to Buy a Home this Spring](https://rhondaburgess.com/4-reasons-to-buy-a-home-in-nashville-this-spring/): Spring has sprung, and it’s a great time to buy a home in Nashville! Here are four reasons to consider buying TODAY instead of waiting. CoreLogic’s latest U.S.
- [Spring Forward This Weekend [INFOGRAPHIC]](https://rhondaburgess.com/spring-forward-this-weekend-infographic/): In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST.
- [Moving to Nashville? Why You Should NOT Use Zillow](https://rhondaburgess.com/moving-to-nashville-why-you-should-not-use-zillow/): Moving to Nashville - Why You Should NOT Use Zillow explains why you cannot find current Nashville MLS listings on Zillow. In this video, I also explains where you can get the latest Realtracs middle Tennessee real estate listings for free. Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 My homescout app also includes the ability to search Nashville real estate listings near me based on your location. With my app, you can search an unlimited number of properties and save all of your favorites. Unlike a lot of other agents, I will not be calling you and bothering you once you download the app. You can use the app all that you want. I just ask in return that when you are ready to buy a house in Nashville or sell your Nashville home that you give me a call and a chance to earn your business. Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 Please feel free to call me at 615.554.0832. I do answer my phone and if I miss your call, I will call you back. Follow us on: Instagram at https://www.instagram.com/rhonda_realestate2 Facebook at https://www.facebook.com/NashvilleHomesToday See the post on our website with the transcript that will be posted at: http://rhondaburgess.com/why-you-should-not-use-zillow Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Moving to Nashville - What Time Is It In Nashville?](https://rhondaburgess.com/moving-to-nashville-what-time-is-it-in-nashville/): What Time Is It In Nashville? This is a question that is coming up more often as more people are moving to Nashville. In this video, I explain that Nashville TN is in the central time zone. And I cover the cities in the eastern time zone in Tennessee. Also I go over the Tennessee government's plans as to the use of daylight savings time in the future in Tennessee. This should answer any question of what time is it in Nashville TN. Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 Please subscribe to our channel as we will continue adding videos in the coming days all about making the move to Nashville, where to live, the true cost of living for ordinary folks, and the boom in the Nashville population. Please feel free to call me at 615.554.0832. I do answer my phone and if I miss your call, I will call you back. Follow us on: Instagram at https://www.instagram.com/rhonda_realestate2 Facebook at https://www.facebook.com/NashvilleHomesToday And see the entire post with the transcript that will be posted at http://rhondaburgess.com/what-time-is-it-in-nashville/ Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Needed!! - Homes for Sale in Nashville TN](https://rhondaburgess.com/needed-homes-for-sale-in-nashville-tn/): Heading into the Nashville spring buying market, the Nashville housing market is following the strong national trends that are starting to emerge.
- [The Nashville Housing Market is Still Strong.](https://rhondaburgess.com/the-nashville-housing-market-is-still-strong/): Just like our clocks this weekend, in the majority of the country, the Nashville housing market will soon “spring forward!” The Nashville housing market is still in a relative slump when it comes to the available inventory.
- [Moving to Nashville Pros and Cons](https://rhondaburgess.com/moving-to-nashville-pros-and-cons/): Moving to Nashville pros and cons gives you 5 pros and 5 cons about moving to and living in Nashville. In this video I also touch on important points to consider like the cost of living in Nashville and the cost of living in Tennessee. As a native Nashvillian, I tell you all the good and the not so good things to know before you make the move to Nashville. You can read statistics all day but it takes hearing the real deal from someone who lives here. Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 Please subscribe to our channel as we will continue adding videos in the coming days all about making the move to Nashville, where to live, the true cost of living for ordinary folks, and the boom in the Nashville population. Please feel free to call me at 615.554.0832. I do answer my phone and if I miss your call, I will call you back. Follow us on: https://www.michaelshrader.com/nashville-new-construction-homes-for-sale/ Instagram at https://www.instagram.com/rhonda_realestate2 Facebook at https://www.facebook.com/NashvilleHomesToday And see the entire post with the transcript that will be posted at http://rhondaburgess.com Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Home Prices Up 7% in Tennessee! [INFOGRAPHIC]](https://rhondaburgess.com/home-prices-up-7-percent-in-tennessee-infographic/): The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
- [Is the Nashville housing market crashing?](https://rhondaburgess.com/is-the-nashville-housing-market-headed-for-a-crash/): Home prices are stable and expected to appreciate approximately 3.6% this year in the Nashville housing market.
- [Interest Rates Hit New 12 Month Low!](https://rhondaburgess.com/interest-rates-hit-new-12-month-low/): According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019.
- [How Can I Increase My Family's Net Worth?](https://rhondaburgess.com/how-can-i-increase-my-familys-net-worth-2/): Home ownership can drastically increase your personal net worth as well as the net worth of your family. The net worth of homeowners is 44 times greater than renters. Buying a house in Nashville affords you the opportunity to increase your family's net worth. Buying real estate has consistently been recognized as the best long term investment you can make. If you want to find out how you can use your monthly housing cost to increase your family's wealth, please give Rhonda a call at 615.554.0832 and she will happily guide you through the process. http://rhondaburgess.com/how-can-i-increase-my-familys-net-worth/ -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [The Benefits of Home Ownership](https://rhondaburgess.com/what-are-the-benefits-of-becoming-a-homeowner/): Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on.
- [How Can I Increase My Family’s Net Worth? [VIDEO]](https://rhondaburgess.com/how-can-i-increase-my-familys-net-worth/): [su_vimeo url="https://vimeo.com/319570174"] Every three years, the Federal Reserve conducts their Survey of Consumer Finances.
- [3 Tips to Buy Your Dream Home](https://rhondaburgess.com/3-tips-for-making-your-dream-of-buying-a-home-come-true-infographic/): Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it.
- [3 Reasons Why the Market Won't Crash](https://rhondaburgess.com/3-reasons-why-we-are-not-heading-toward-another-housing-crash/): With home prices softening, some are concerned that we may be headed toward the next housing crash.
- [Why A Normal Market is Just What We Need](https://rhondaburgess.com/why-a-normal-market-is-just-what-we-need/): The housing market has been hot for a while now. Homes have been flying off the shelves as fast as they have been listed.
- [2019 Will Be a Great Year](https://rhondaburgess.com/2019-will-be-a-great-year-for-buyers-and-sellers/): Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale.
- [Don’t Get Stuck Renting - Buy Now](https://rhondaburgess.com/millionaire-to-millennials-dont-get-stuck-renting-a-home-buy-one/): “Homeowners are worth 40 times more than renters. Now, that first home doesn’t need to be a dream home, it can be a very small home.
- [First Comes Love Then Mortgage?](https://rhondaburgess.com/first-comes-love-then-comes-mortgage-couples-lead-the-way/): According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers.
- [Why Homeownership Matters Now More Than Ever](https://rhondaburgess.com/why-homeownership-matters-now-more-than-ever/): Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream.
- [7 Things You Need to Know about Nashville](https://rhondaburgess.com/moving-to-nashville-7-things-you-need-to-know-video/): With so many people moving to Nashville on a daily basis, there are a lot of people asking what living in Nashville is really like.
- [Moving To Nashville? 7 Things You Need to Know About Living in Nashville!](https://rhondaburgess.com/moving-to-nashville-7-things-you-need-to-know-about-living-in-nashville/): Moving to Nashville? Hear from a native Nashvillian 7 tips you need to know about the Nashville culture. Check out our Moving to Nashville Guide at http://rhondaburgess.com in the top right corner of the home page. Call us at 615.554.0832 Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 Everybody is moving to Nashville. Nashville is the one of the hottest cities in the country. Over 100 people a day have been moving to Nashville for the past 24-36 months. And there is no sign of this trend slowing down with massive companies like Amazon moving to Nashville. And it's no wonder that so many people are flocking to Nashville to because of its proximity to half of the American population (within an 8 hour drive from Nashville), abundant job opportunities, four season climate, and no state income tax. In this video listen as lifelong Nashvillian Rhonda Burgess gives you tips about Nashville you won't find anywhere else as well as things that are completely unique to Nashville. Please subscribe to our channel as we will be adding more videos in the coming days not only about moving to Nashville but also about living in Nashville, the best Nashville suburbs and cities around Nashville, the Nashville population growth, and the cost of living in Nashville now as prices have exploded. Call us at 615.554.0832. And we are not like most Realtors, we answer our phones so expect a conversation when you call. If we miss your call, we will certainly call you back asap. Follow us on: Instagram at https://www.instagram.com/rhonda_realestate2 Facebook at https://www.facebook.com/NashvilleHomesToday And see the entire post with extra tips that will be posted at http://rhondaburgess.com Download our app to browse the entire Nashville MLS in real time: http://tinyurl.com/vipcode0832 https://youtu.be/UpuehZSpFt8 #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Moving to Nashville Tennessee - Area Codes](https://rhondaburgess.com/moving-to-nashville-tennessee-area-codes/): Moving to Nashville? Check out the list of area codes and the counties in each area code in middle Tennessee. http://RhondaBurgess.com/Area-Codes 615 is the area code for Metro Nashville. This is for Davidson county and the immediate metro Nashville area. 629 Area Code - New residents are being given 629 area code numbers as the 615 numbers run low. 931 is the area for the rest of middle Tennessee. 931 area code includes Clarksville, Cookeville, and Columbia. For a list of cities and counties by area code, check out our website at: http://RhondaBurgess.com/Area-Codes #movingtonashville -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Things to Do Before Selling Your House](https://rhondaburgess.com/things-to-do-before-putting-your-house-on-the-market/): Knowing the things to do before putting your house on the market can save you a lot of time and trouble.
- [Buying a house when self employed.](https://rhondaburgess.com/buying-a-house-when-self-employed/)
- [Buying a house when self employed. First time home buyers can get a mortgage with a side business.](https://rhondaburgess.com/buying-a-house-when-self-employed-first-time-home-buyers-can-get-a-mortgage-with-a-side-business/): There are different rules when you are self employed and buying a house. Unlike the average first time home buyer who is a W-2 employee, self employed people have to prove their income in order to get a mortgage. The biggest catch-22 is that business owners, independent contractors, and/or self employed people write off most of their income for tax purposes. In this video, I explain how you need to document your income when you are self employed and what you need to do as far as your taxes are concerned. There are a different set of rules for the self employed and normally you will be required to make a sizeable down payment. Check out this video for some other options that can possibly help you get around the requirement for a large down payment. Download the HomeScout app from your app store and use my VIP code 0832 to search the Nashville MLS. When buying a house when self employed, you still need a strong credit profile and a credit score of at least 700 normally. Your debt-to-income also has to be in line with the income you report. Watch the video to the end to see how you can possibly qualify for a mortgage depending on just your self employment or side hustle income. Download the HomeScout app from your app store and use my VIP code 0832 to search the Nashville MLS.
- [Rent an apartment in Nashville Tennessee](https://rhondaburgess.com/rent-an-apartment-in-nashville-tennessee/)
- [Is the Nashville real estate market crashing?](https://rhondaburgess.com/nashville-real-estate-market-crash/): Today in this video, we're going to talk about, again, the Nashville real estate market, is the sky falling already or what? Check it out.
- [Is the Nashville real estate market falling? Is this the housing market crash of 2020?](https://rhondaburgess.com/is-the-nashville-real-estate-market-falling-is-this-the-housing-market-crash-of-2020/): Is the Nashville real estate market crashing? Everyone keeps talking about how real estate prices and values are expected to fall. Are we experiencing the housing market crash of 2020 here in Nashville? In this video, I go over the numbers for the Nashville real estate market from just last month - September 2020. Homes are still selling for nearly $200 per square foot after only 10 days on average on the market. And the listing price per square foot is going up because of our low inventory. Whether you are doing real estate investing or trying to buy your first home, the competition remains steep in the Nashville housing market in 2020. Download the Homescout app from your app store and use my code 0832 to access the Nashville MLS listings. The listing are updated every 15 mintues. Check out all the details and feel free to give me a call at 615-554-0832 if you need help with finding a new home here in Nashville. Download the Homescout app from your app store and use my VIP code 0832.
- [Mortgage rates today: How to take advantage](https://rhondaburgess.com/mortgage-rates-today-how-to-take-advantage/): Mortgage rates are now officially less than 3%. Some clients of mine closed this week at 2.25% on a 15 year fixed rate mortgage.
- [What's the difference between an FHA loan vs conventional loan?](https://rhondaburgess.com/fha-loan-vs-conventional-loan/): Today in this video, we're going to talk about an FHA loan versus a conventional loan. What are they what is the difference in which loan is best for you?
- [Living in Nashville in 2020 - What's it like in Nashville now?](https://rhondaburgess.com/living-in-nashville-in-2020/)
- [How Much Home Can I Afford | How Much Will My Mortgage Payment Be?](https://rhondaburgess.com/how-much-house-can-i-afford/)
- [Student Loan Forbearance | Deferment vs Forbearance](https://rhondaburgess.com/student-loan-forbearance-vs-deferment/): Today in this video, we're going to talk about student loan forbearance, what it is, and when you should consider applying for a forbearance, check it out.
- [Student Loan Forbearance | Deferment vs Forbearance | What's the difference?](https://rhondaburgess.com/student-loan-forbearance-deferment-vs-forbearance-whats-the-difference/): Student loan forbearance is different from a student loan deferment. In this video, I explain the difference between the two and how in most cases a student loan forbearance is not a bad thing. Please SUBSCRIBE to the channel and hit the LIKE button!!! Please share the video with your friends and family that need help with student loan forbearance!!! When it comes to buying a house with student loans, you need to know what options you have to make your dream of home ownership a reality. There are options available to pay your student loans and guard your credit and your credit score. To search the Nashville MLS, download the HomeScout app from your app store and use my VIP code: 0832. http://RhondaBurgess.com (615) 554-0832
- [Student Loan Deferment | Cares Act | Do you have to make payments on your student loans now?](https://rhondaburgess.com/student-loan-deferment-cares-act/): Today in this video, we're going to talk about the student loan deferment and what it means for you for the rest of the year and what it means for those who are trying to buy a house with student loans.
- [How to increase your credit score to buy a house](https://rhondaburgess.com/how-to-increase-your-credit-score-to-buy-a-house/): So while you're working on your credit score, what you also need to be working on is paying that debt down and as you pay the debt down, that will help your score increase.
- [How to increase your credit score to buy a house - Boost your score with Lending Club](https://rhondaburgess.com/how-to-increase-your-credit-score-to-buy-a-house-boost-your-score-with-lending-club/): Everyone wants to know how to increase your credit score to buy a house. In this video, I explain how I changed the type of debt I was carrying and it boosted my credit score 70 points. Get a loan with Lending Club http://rhondaburgess.com/boost Full disclosure - the link above is an affiliate link and I may be compensated at no cost to you if you use my link. Please subscribe to the channel and hit the like button so that the video will be shared with others who may need to increase their credit score to buy a house. http://rhondaburgess.com/boost
- [What is a good credit score to buy a house?](https://rhondaburgess.com/what-is-a-good-credit-score-to-buy-a-house/): Today in this video, we're going to talk about the credit score that you need in order to buy a house in order to qualify for a mortgage, because that's an ever changing number.
- [What is a good credit score to buy a house? | Tips to increase your credit score fast!](https://rhondaburgess.com/what-is-a-good-credit-score-to-buy-a-house-tips-to-increase-your-credit-score-fast/): What is a good credit score to buy a house? It depends on the type of loan you are trying to get - FHA, conventional, or VA. The credit score you need to buy a house also depends on your DTI or debt-to-income ratio. The lower your score, the lower your debt-to-income or DTI has to be. In this video, I explain how your credit score and your DTI are closely linked together. If you are looking to buy a house in the Nashville, TN area, I would be happy to work with you. Download the HomeScout App from your app store and use my VIP code: 0832 to see the latest listings in the Nashville MLS. -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [The Nashville Real Estate Market 2020](https://rhondaburgess.com/the-nashville-real-estate-market-2020/)
- [The Nashville Real Estate Market 2020 - What's going on?](https://rhondaburgess.com/the-nashville-real-estate-market-2020-whats-going-on/): The Nashville real estate market in 2020 has been on a steady increase. When buying a house in Nashville now, we are seeing multiple offers again and offers above list price. Even with the coronavirus, the Nashville real estate market has remained strong and prices are still increasing. Please subscribe to the channel to stay up to date on the Nashville housing market and info on how to get a mortgage in 2020. Check out this video where I go over the pending property tax increase in Nashville-Davidson county and what that means for the surrounding counties. Find out where first-time home buyers and sellers fair in the Nashville housing market in 2020. To search the Nashville MLS, download the HomeScout app and use my VIP code: 0832 to see all of the newest listings. Rhonda Burgess, Broker at Southern Living Realty Partners (615) 554-0832. -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Nashville to give $10 million in rent and mortgage pymts](https://rhondaburgess.com/nashville-will-give-10-million-in-rent-and-mortgage-payments-to-residents-in-need/): The nine-member COVID-19 Financial Oversight Committee approved a $10 million release on Monday for Davidson County residents struggling with housing costs because of the coronavirus pandemic.
- [6 signs it is time to refinance](https://rhondaburgess.com/6-signals-that-now-is-the-time-to-refinance-your-mortgage/): As mortgage rates keep plummeting to new all-time lows, homeowners are grabbing hold of opportunities to reduce their monthly payments and total interest costs.
- [Top Reasons to Own Your Home [INFOGRAPHIC]](https://rhondaburgess.com/top-reasons-to-own-your-home-infographic/): With interest rates so low, now is a great time to consider the benefits of owning your own home.
- [3 Reasons Buyers Are Ready](https://rhondaburgess.com/3-reasons-buyers-are-ready-for-a-new-home/): A recent survey by Lending Tree tapped into behaviors of over 1,000 prospective buyers.
- [Mortgage Rates Fall Below 3% [INFOGRAPHIC]](https://rhondaburgess.com/mortgage-rates-fall-below-3-infographic/): Mortgage rates hit another all-time low, falling below 3% this week.
- [Why We Won’t See a Rush of Foreclosures](https://rhondaburgess.com/why-we-wont-see-a-rush-of-foreclosures-this-fall/): The health crisis we face as a country has led businesses all over the nation to reduce or discontinue their services altogether.
- [Guidance is Key When Buying Your First Home](https://rhondaburgess.com/guidance-is-key-when-buying-your-first-home/): In June, the number of first-time homebuyers accounted for 35% of the existing homes sold, a trend that’s been building steadily throughout the year.
- [Where Is the Housing Market Headed](https://rhondaburgess.com/where-is-the-housing-market-headed/): The housing market is forecasted to finish the year with growing strength.
- [Rent Now - Buy Later](https://rhondaburgess.com/rent-to-own/): Click the green play button above to view the video Do you want to buy a home now but can't currently qualify?
- [2020 Homeowner Wish List [INFOGRAPHIC]](https://rhondaburgess.com/2020-homeowner-wish-list-infographic/): In a recent study by realtor.com, homeowners noted some of the main things they would change about their homes to make them more livable.
- [Moving to the Suburbs on the Rise](https://rhondaburgess.com/moving-to-the-burbs-on-the-rise/): While many people across the U.S.
- [What is PITI in Real Estate?](https://rhondaburgess.com/what-is-piti-in-real-estate/): It is your 4-part monthly mortgage payment. Your monthly mortgage payment can be broken down into four parts: principal, interest, taxes, and insurance.
- [Mortgage Deferment vs Forebearance - What's the Difference?](https://rhondaburgess.com/mortgage-deferment-vs-forebearance/): If you are a homeowner who is facing difficulty with paying your mortgage, you need to know the difference between the options your mortgage company may offer you.
- [Get Your House Ready to Sell [INFOGRAPHIC]](https://rhondaburgess.com/get-your-house-ready-to-sell-infographic/): Believe it or not, there are lots of things you can do to prep your house for a sale without even going to the store.
- [Two Big Myths in the Homebuying Process](https://rhondaburgess.com/two-big-myths-in-the-homebuying-process/): Unfortunately, the myths surrounding the barriers to homeownership – especially those related to down payments and FICO® scores – might be keeping many buyers out of the arena.
- [Position Yourself to Buy a Home](https://rhondaburgess.com/the-1-thing-you-can-do-now-to-position-yourself-to-buy-a-home-this-year/): The last few weeks and months have caused a major health crisis throughout the world, leading to a pause in the U.S.
- [Your Dream of Homeownership](https://rhondaburgess.com/keep-your-dream-of-homeownership-alive-infographic/): Don’t put your home ownership plans on hold just because you’re stuck inside.
- [Is Now a Good Time to Refinance My Home?](https://rhondaburgess.com/is-now-a-good-time-to-refinance/): With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance.
- [Is Now the Time to Buy a House?](https://rhondaburgess.com/is-now-the-time-to-buy-a-house/)
- [Is Now the Time to Buy a House with Zillow, Redfin and Opendoor out?](https://rhondaburgess.com/is-now-the-time-to-buy-a-house-with-zillow-redfin-and-opendoor-out/): Is now the time to buy a house? That's a good question. With all of the uncertainty surrounding the hysteria with the coronavirus, a lot of people are currently at a standstill financially. Hopefully things will be turning around and getting back to normal soon. Download the HomeScout app and use my VIP code - 0832. Zillow announced that they are falling back from buying houses for at least the next 30 days. Redfin and Opendoor stated last week that they would not be buying houses either over the next 30 days or so too. Here in the Nashville real estate market, it has been so hard to compete with these iBuyers or institutional buyers like Opendoor and Redfin because they buy houses with cash money and cash is king. Download the HomeScout app and use my VIP code - 0832. A lot of first-time buyers get completely shut out and have no chance of competing against these iBuyers. With these cash buyers out of the market right now, there's no better time to buy if you can. If you still have your job and you have continued to work despite the tornado we had a few weeks ago and the virus insanity, it may be the perfect time to secure the home of your dreams. There's significantly less competition at the moment and the mortgage interest rates are still extremely low. Download the HomeScout App and use my VIP code - 0832 to search the Nashville MLS. Call Rhonda today at 615-554-0832 to take advantage of the lower interest rates and less competition. -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [First Time Home Buying 101 [INFOGRAPHIC]](https://rhondaburgess.com/first-time-home-buying-101-infographic/): Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
- [Nashville Tornado 2020 - #NashvilleStrong](https://rhondaburgess.com/nashville-tornado-2020-nashvillestrong/): The Nashville Tornado 2020 swept through the Nashville TN area just over a week ago and completely destroyed some neighborhoods. The damage is massive and we still have some people who are without a place to call home. But we are #NashvilleStrong and we will bounce back. If you would like to donate to any of the tornado relief efforts in Nashville, please see the list below. https://www.project615.org/nashville-strong-campaign https://www.cfmt.org/story/middle-tennessee-emergency-response-fund/ https://www.visitmusiccity.com/nashvillestrong/donate https://do615.com/p/how-to-help-after-nashville-tornado Text RELIEF2020 to 41444 to donate to the United Way relief fund If I can be of assistance to you, please do not hesitate to call or text me. Rhonda Burgess 615-554-0832 www.RhondaBurgess.com Please subscribe to the channel. Download the Homescout app and use my VIP code - 0832 Please pray for us Nasvillians and for a swift recovery. https://youtu.be/15Kw9AnpUmM https://youtu.be/TDTmfTOWPZc https://youtu.be/TzVgzuuT0y8 https://youtu.be/-5u40TjuiNE #NashvilleStrong #nashvilletornado2020 #nashvilletornado -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [What Is Equity in a Home?](https://rhondaburgess.com/what-is-equity-in-a-home/): Rising home prices have been in the news a lot lately, and much of the focus is on whether they’re accelerating too quickly and how sustainable the growth in prices really is.
- [How To Use Your Tax Refund Wisely in 2020](https://rhondaburgess.com/how-to-use-your-tax-refund-wisely-2020/): If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment?
- [10 Steps to Buying a House](https://rhondaburgess.com/10-steps-to-buying-a-house/): If you’re thinking of buying a home and you’re not sure where to start, you’re not alone.
- [Interest Rates Over Time [INFOGRAPHIC]](https://rhondaburgess.com/interest-rates-infographic/): With interest rates hovering at near historic lows, now is a great time to look back at where they’ve been, and how much they’ve changed over time.
- [Top 4 Reasons Why You're Getting Turned Down](https://rhondaburgess.com/top-4-reasons-getting-turned-down-for-a-mortgage/): Today in this video, we're going to talk about the top four reasons why your mortgage may be denied while your mortgage application may be turned down.
- [Top 4 Reasons Why You're Getting Turned Down for a Mortgage](https://rhondaburgess.com/top-4-reasons-why-youre-getting-turned-down-for-a-mortgage/): In this video I go over the top 4 reasons why you're getting turned down for a mortgage or home loan. Everyone's application and situation is different but generally there are 4 main reason why your mortgage may be denied. 1. Debt-to-income ratio or high credit utilization. 2. Credit history. 3. Incomplete application. 4. Insufficient collateral. I also go over the generally accepted debt-to-income or DTI ratio for FHA, conventional, VA, and USDA rural housing loans. Download the HomeScout App from your app store and use my VIP code 0832 to search the Nashville MLS. This service is free and the listings are updated every 15 minutes. If you are looking for a home in the Nashville TN area, I would love to work with you. Give me a call today at 615-554-0832. Thank you and have a blessed day! -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [How Much to Rent in Nashville?](https://rhondaburgess.com/how-much-to-rent-a-house-in-nashville/): [sc_fs_faq sc_id="fs_faqg7sic0zsg" html="true" headline="h2" img="" question="How much to rent a house in Nashville?"
- [How Much to Rent a House in Nashville](https://rhondaburgess.com/how-much-to-rent-a-house-in-nashville-2/): How much to rent a house in Nashville? This is a question I get asked nearly every day. In this video I go over the cost of houses for rent in Nashville and how there are no cheap houses for rent in Nashville TN. Renting a house for the first time in Nashville will be eye opening when you see these prices. Renting in Nashville continues to be expensive and challenging. Even though the median income in Nashville has increased over the past 12 months, this increase still has not kept pace with the rising costs of Nashville homes for rent. To search the Nashville MLS, download the HomeScout app from your app store or Google play store. Use my VIP code - 0832 to gain access to the latest listings. The listings are updated every 15 minutes. My number is 615-554-0832 and I do answer my phone. Subscribe to the channel for more upcoming videos all about moving to Nashville and home buyer tips and mortgage information. -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [The #1 Reason to List Your House Right Now](https://rhondaburgess.com/the-1-reason-to-list-your-house-right-now/): The success of the U.S. residential real estate market, like any other market, is determined by supply and demand.
- [Top States Americans Moved To](https://rhondaburgess.com/top-states-americans-moved-to-in-2019-infographic/): Americans are on the move, and the most recent Atlas Van Lines Migration Patterns Survey tracked the 2019 traffic flow from state-to-state.
- [Three Reasons Why Pre-Approval Is Important](https://rhondaburgess.com/three-reasons-why-pre-approval-is-important/): When the number of buyers in the housing market outnumbers the number of homes for sale, it’s called a “seller’s market.” The advantage tips toward the seller as low inventory heats up the competition among those searching for a place to call their own.
- [5 Reasons Homeowners Throw Better Parties](https://rhondaburgess.com/5-reasons-homeowners-throw-better-parties/): There’s more room to entertain a large crowd.
- [2020 Home Buying Checklist](https://rhondaburgess.com/2020-home-buying-checklist/): If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval.
- [How to Save Money to Buy a House [VIDEO]](https://rhondaburgess.com/how-to-save-money-to-buy-a-house/): Today. In this video, we're going to talk about your income and your income needed to buy a house. Check it out.
- [Buying a Home? How to Save Money to Buy a House (Use Your Side Hustle)](https://rhondaburgess.com/buying-a-home-how-to-save-money-to-buy-a-house-use-your-side-hustle/): How to use your side hustle money to buy a house. In this video, I explain how to get your side hustle money included when you are trying to buy a house. Any side hustle that is not a W2 hourly or salaried job such as Uber or Lyft, food delivery gigs like GrubHub or Door Dash, and any other service you provide like doing hair or catering, etc., where you are paid in cash or through an app normally cannot be counted as income when you are trying to buy a house. Even with a 2 year history of successfully doing your side hustle, underwriters do not include this income because it is treated like self-employment income. Usually the expenses associated with your side hustle are written off against the income you make. This can be very disheartening when you are working hard to buy your own home. It's easy to become frustrated and think you're not making any progress and want to give up on your home ownership dream. I go over how to keep up with your money and how to get credit for your side hustle income when it comes to getting a mortgage. Please subscribe to the channel and give the video a thumbs up! If you are looking to buy a home in the Nashville area, please download the Homescout App from your app store or google play store. Use my VIP Code: 0832 to get access to all of the listings in the Nashville MLS. Thank you and have a blessed day! -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [National Cut Your Energy Costs Day](https://rhondaburgess.com/national-cut-your-energy-costs-day-infographic/): On January 10th of each year, “National Cut Your Energy Costs Day” encourages consumers to reduce their overall energy costs by improving home efficiency.
- [Nashville Zip Codes - Nashville Zip Codes by Neighborhood](https://rhondaburgess.com/nashville-zip-codes-nashville-zip-codes-by-neighborhood/): This lists the Nashville zip codes in numerical order and it lists the major neighborhoods of each zip code. You can also find homes for sale in each zip code on the website. There's also a free buyer's guide available for download on each zip code page. The guide answers a lot of the questions that first time home buyers may have. https://nashvillezipcode.com http://rhondaburgess.com/zipcodes https://www.michaelshrader.com/nashville-zip-codes-nashville-tn/ -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Shortage of Houses for Sale](https://rhondaburgess.com/shortage-of-houses-for-sale/): If you’re following what’s happening in the housing market right now, you know that many people believe the winter months aren’t a good time to sell a home.
- [Best Renovations To Do Before Selling](https://rhondaburgess.com/best-renovations-to-do-before-selling-infographic/): If you’re planning on selling your house in 2020, these are the top renovations that will give you the highest Return on your Investment.
- [Here’s to a Wonderful 2020!](https://rhondaburgess.com/heres-to-a-wonderful-2020/)
- [Why Use a Realtor [INFOGRAPHIC]](https://rhondaburgess.com/why-use-a-realtor/): Choosing the right real estate professional is one of the most impactful decisions you can make in your home buying or selling process.
- [Rental Prices on the Rise](https://rhondaburgess.com/rental-prices-on-the-rise/): Looking ahead, 2020 is projected to be a strong year for homeownership.
- [Thank You for Your Support](https://rhondaburgess.com/thank-you-for-your-support/)
- [When a House Becomes a Happy Home](https://rhondaburgess.com/when-a-house-becomes-a-happy-home/): We talk a lot about why it makes financial sense to buy a home, but more often than not we’re drawn to the emotional reasons for homeownership.
- [Continued Home Price Appreciation in 2020](https://rhondaburgess.com/continued-home-price-appreciation-in-2020/): Questions continue to rise around where home prices will head in 2020.
- [Have You Outgrown Your Home?](https://rhondaburgess.com/have-you-outgrown-your-home/): It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home.
- [A 365 Day Difference in Homeownership](https://rhondaburgess.com/a-365-day-difference-in-homeownership/): Over the past year, mortgage rates have fallen more than a full percentage point.
- [Have You Budgeted for Closing Costs?](https://rhondaburgess.com/have-you-budgeted-for-closing-costs/): Saving for a down payment is a key step in the homebuying process, and it’s not the only piece you need to include in your budget.
- [More Millennials Are Buying Homes](https://rhondaburgess.com/more-millennials-are-buying-homes/): According to NAR’s latest Profile of Home Buyers & Sellers, the median age of all first-time home buyers is 32.
- [Is A Bigger House Within Your Budget?](https://rhondaburgess.com/is-a-bigger-house-within-your-budget/): At this time of year, many families come together to celebrate the season.
- [Buying a House for the First Time](https://rhondaburgess.com/buying-a-house-for-the-first-time/): Are you thinking about buying a house for the first time? Are you a potential first-time home buyer and you don't know where to start? In this video, I go over the very first steps you need to take when buying a house for the first time. You need to do your homework before you buy a home for the first time. You need to check your credit report and clear up anything that is reporting incorrectly. You may need to negotiate a settlement on some old debts. And most importantly if your fico score is low, you need to check your credit card utilization. High credit card utilization in comparison to your credit limit is probably the number one reason why your credit score is low. If you are looking for a home in the Nashville area, please feel free to download the Homescout App from your app store and use my VIP Code: 0832 to see all of the homes in the Nashville MLS. The app is updated every 15 minutes and it will give you the leg up on your competition as far as seeing the new listings as they come onto the market. Please Subscribe to the channel. If you have any questions, or want to see a particular subject covered, please let me know in the comments. -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [The True Cost of Not Owning Your Home](https://rhondaburgess.com/the-true-cost-of-not-owning-your-home/): There are great advantages to owning a home, yet many people continue to rent.
- [Moving to Nashville](https://rhondaburgess.com/moving-to-nashville/): Moving to Nashville specialist. Hi. I'm Rhonda Burgess and I'm a native Nashvillian and a real estate broker of 22 years. Please check out my channel here on Youtube where I give newcomers advice about moving to Nashville and living in Nashville. I also give native Nashvillians like myself tips and info to deal with the influx of people into Nashville. Please subscribe to the channel as I will be uploaded videos which explain the home buying process as well for first-time buyers and those who may not have applied for a mortgage in the recent past. I can always be reached at 615-554-0832. I am not like other real estate brokers - I answer my phone. Please feel free to call or text me and I would happy to assist you in any way I can. Thank you, Rhonda Burgess RhondaBurgess.com -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [Buying a House with Student Loans - Make your debt-to-income ratio work](https://rhondaburgess.com/buying-a-house-with-student-loans-make-your-debt-to-income-ratio-work/): Are you thinking about buying a home and you have a lot of student loans? Do you think that student loan debt will prevent you from buying a house? **UPDATE** Check out my latest video about all of the exciting changes in FHA loans for people buying a house with student loans - https://youtu.be/NpSlhy0soHE In this video I explain how I personally was able to buy a new home with substantial student loans. I explain the process so that you can do the same and achieve home ownership a lot faster than you thought was possible. To search the entire Nashville MLS, download the Homescout app from your app store and use my VIP code: 0832. For help with getting approved for a mortgage and buying a home in the Nashville area, please feel free to call Rhonda at 615-554-0832. Remember that home ownership is possible. You just have to know how to navigate the system and make it work for you. To search the Nashville MLS - download the Homescout app from your app store and use my code: 0832. No one will hound you or harass you. Call Rhonda at 615-554-0832 when you are ready to buy or if you need help with the process. Please like this video and give it a thumbs up. Subscribe to the channel today! -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [7 Reasons to Sell Your House Now](https://rhondaburgess.com/7-reasons-to-sell-your-house-this-holiday-season/): Around this time each year, many homeowners decide to wait until after the holidays to list their houses.
- [The Cost Across Time [INFOGRAPHIC]](https://rhondaburgess.com/the-cost-across-time-infographic/): With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low!
- [The Cost of Renting vs. Buying](https://rhondaburgess.com/the-cost-of-renting-vs-buying-a-home-infographic/): Historically, the choice between renting and buying a home has been a tough decision.
- [VA Home Loans for Veterans Day [INFOGRAPHIC]](https://rhondaburgess.com/va-home-loans-for-veterans-day-infographic/): The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership.
- [Why List Your House in the Winter](https://rhondaburgess.com/why-list-your-house-in-the-winter/): Many sellers believe spring is the best time to put their homes on the market because buyer demand traditionally increases at that time of year.
- [Taking the Fear Out of the Mortgage Process](https://rhondaburgess.com/taking-the-fear-out-of-the-mortgage-process/): A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.
- [4 Reasons to Buy a Home This Fall](https://rhondaburgess.com/4-reasons-to-buy-a-home-this-fall/): Here are four great reasons to consider buying a home today, instead of waiting.
- [Are you scared to buy a home? [INFOGRAPHIC]](https://rhondaburgess.com/are-you-scared-to-buy-a-home-infographic/): Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home.
- [Rents Have Skyrocketed in the Nashville Area](https://rhondaburgess.com/rents-have-skyrocketed-in-the-nashville-area/): Much has been written about how residential real estate values have increased since the housing market started its recovery in 2012.
- [Homes Are Selling Quickly [INFOGRAPHIC]](https://rhondaburgess.com/homes-are-selling-quickly-infographic/): Homes across the country are selling quickly, in an average of just 31 days.
- [3 Reasons to Use a Real Estate Pro](https://rhondaburgess.com/3-reasons-to-use-a-real-estate-pro/): If you’re searching for a home online, you’re not alone; lots of people are doing it.
- [The Mortgage Process [INFOGRAPHIC]](https://rhondaburgess.com/the-mortgage-process-infographic/): Many buyers are purchasing homes with down payments as little as 3%.
- [You Need a Knowledgeable Guide](https://rhondaburgess.com/you-need-a-knowledgeable-guiderpa/): In today’s world, hiring an agent who has a finger on the pulse of the market will make your buying or selling experience an educated one.
- [What Credit Score Do You Need to Buy a House](https://rhondaburgess.com/what-credit-score-do-you-need-to-buy-a-house-2/): It’s common knowledge that your FICO® score plays an important role in the homebuying process.
- [Are You Wrong About Your Down Payment?](https://rhondaburgess.com/are-you-wrong-about-your-down-payment/): Contrary to common misconception, a down payment is often much less than many believe.
- [5 Homebuying Acronyms You Need to Know](https://rhondaburgess.com/5-homebuying-acronyms-you-need-to-know-infographic/): Learning the lingo of homebuying is an important part of feeling successful when buying a home.
- [Supply of Homes vs Buyers Demand](https://rhondaburgess.com/supply-of-homes-vs-buyers-demand/): The latest edition of the Realtors Confidence Index from NAR sheds some light on the relationship between seller traffic (supply) and buyer traffic (demand).
- [What Is the Cost of Waiting to Buy?](https://rhondaburgess.com/what-is-the-cost-of-waiting-to-buy-infographic/): The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices and interest rates were to increase over a period of time.
- [Should You Sell Your House Now?](https://rhondaburgess.com/should-you-sell-your-house-now/): If you’re thinking about remodeling your house before you list it, take a look at these three tips to help you decide if you really need to fix it up before you sell.
- [How to Know When You're Ready to Buy a House](https://rhondaburgess.com/how-to-know-when-youre-ready-to-buy-a-house/): In this video I go over the mindset you need to have when you are ready to buy a house. When you buying a house, especially in a fast market like we have here in Nashville, you need to have the correct mindset. I go over what input you should seek from your parents, your friends, your family, and your coworkers. Download the Homescout App from your app store. Use VIP code: 0832 to explore all of the listings in the Nashville MLS. Or go here - http://tinyurl.com/vipcode0832 I also explain what you your mindset should be when you've decided that you're ready to buy a house. Everyone in your life is not going to be supportive of your decision to buy a house. You need to be able to recognize good advice vs bad advice. You should also consider the source of the advice, especially if it's coming from someone who has never owned a home. Download the Homescout App from your app store. Use VIP code: 0832 to explore all of the listings in the Nashville MLS. Or go here - http://tinyurl.com/vipcode0832 -~-~~-~~~-~~-~- Check out: "How to increase your credit score to buy a house - How to boost your credit score fast" https://www.youtube.com/watch?v=YaYHwA5VY3s -~-~~-~~~-~~-~-
- [4 Reasons to Sell Your House This Fall](https://rhondaburgess.com/4-reasons-to-sell-your-house-this-fall/): Buyers are active in the market and often competing with one another for available listings.
- [Don't Do This After Applying for a Mortgage](https://rhondaburgess.com/dont-do-this-after-applying-for-a-mortgage/): Congratulations! You’ve found a home to buy and have applied for a mortgage!
- [How to Get Your House Sold Fast](https://rhondaburgess.com/how-to-get-your-house-sold-fast/): So, you’ve decided to sell your house.
- [Reasons to Hire a Realtor [INFOGRAPHIC]](https://rhondaburgess.com/reasons-to-hire-a-realtor-infographic/): Hiring Rhonda to help you buy your dream home or sell your current house is one of the most powerful decisions you can make.
- [How Property Taxes Can Impact Your Mortgage](https://rhondaburgess.com/how-property-taxes-can-impact-your-mortgage-payment/): When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment.
- [5 Best Reasons to Sell This Fall](https://rhondaburgess.com/5-reasons-to-sell-this-fall/): Below are 5 compelling reasons listing your home for sale this fall makes sense.
- [8 Signs You Have the Wrong REALTOR®: Red Flags for Buyers and Sellers](https://rhondaburgess.com/8-signs-you-have-the-wrong-realtor-red-flags-for-buyers-and-sellers/): Buying or selling a home is one of the biggest financial moves most people will ever make.
- [Before You Buy a House in 2026, Check These 3 Numbers First](https://rhondaburgess.com/before-you-buy-a-house-in-2026-check-these-3-numbers-first/): Before you call a real estate agent, start touring homes, or get excited about a listing, stop and check your numbers first.
- [Money Mistakes That Can Stop You From Buying a House in 2026](https://rhondaburgess.com/money-mistakes-that-can-stop-you-from-buying-a-house-in-2026/): Buying a house is not just about having a decent credit score.
- [50-Year Mortgages?! And What Fannie Mae Really Changing Credit Rules Means](https://rhondaburgess.com/why-50-year-mortgages-arent-a-fix-fannie-mae-credit-change-explained/): Two headlines have people asking whether housing just got more affordable or if lenders are quietly shifting risk onto buyers.
- [Don't Close on a New Build Until You Read This](https://rhondaburgess.com/new-build-closing-checklist-protect-yourself/): New construction can look irresistible. Everything is new, shiny, and presented as turnkey. But right now builders are under pressure.
- [VA, USDA, FHA, or Conventional — Which One Is Really Best for You?](https://rhondaburgess.com/va-usda-fha-conventional/): There are four common mortgage paths most buyers hear about: VA, USDA, FHA, and Conventional. Each one has its own rules, costs, and quirks.
- [Stop Paying Off Debt Before You Apply — Do This Instead](https://rhondaburgess.com/keep-cash-dont-pay-old-debt-before-mortgage/): Everyone tells you to pay off every debt before applying for a mortgage. That advice can actually hurt your chances.
- [How Lenders Verify Your Income (What They Really Check)](https://rhondaburgess.com/how-lenders-verify-income/): If you are buying a home, it helps to know exactly what lenders and underwriters look for when they verify your income.
- [What Banks Look for in a Loan file - What's In Your Mortgage File](https://rhondaburgess.com/inside-your-mortgage-file-what-lenders-check/): If you are buying a home or refinancing, understanding what lenders look for in your loan file can make the difference between a smooth approval and a stressful delay or denial.
- [Why People With Great Credit STILL Get Denied for a Mortgage](https://rhondaburgess.com/great-credit-denied-mortgage-dti/): You did the work on your credit. You have a 700, 750, 800 score and you expect a mortgage approval to be a slam dunk. Then you apply and get denied.
- [Debt to Income Ratios Explained: Why Most Buyers Fail](https://rhondaburgess.com/debt-to-income-explained/): Too many buyers with good credit get denied because their debt to income ratio is too high.
- [Builders Can’t Stop Building — Smart Buyers Know What to Do Next](https://rhondaburgess.com/negotiate-new-construction-2025-builder-leverage/): The short answer: builders keep building because they already invested years and hundreds of thousands of dollars long before you drove past the construction site.
- [Home Prices, Hard Times, and Hope: What is Coming in 2026](https://rhondaburgess.com/wait-to-buy-homes-2026-outlook/): Plain and simple: right now is still not the time to buy a house.
- [Real Estate Market 2025 Forecast: Crash or Boom?](https://rhondaburgess.com/housing-market-2025-buyers-edge-sellers-warning/): As of late July 2025 the housing market has swung sharply toward buyers in many parts of the country.
- [USDA Direct Loan Program: What the 2026 Funding Cut Means for Rural Homebuyers](https://rhondaburgess.com/usda-direct-loan-program-2026-funding-cut-rural-homebuyers/): The USDA Direct Loan Program has long been a vital resource for low- and very low-income borrowers seeking affordable housing in rural communities.
- [When Will Mortgage Rates Go Down?](https://rhondaburgess.com/when-will-mortgage-rates-go-down/): As we look ahead to the real estate landscape in 2024, it's pivotal to consider the trajectory of mortgage rates, a topic that's on the minds of many aspiring homeowners and current property investors.
- [What is the Best Mortgage For You?](https://rhondaburgess.com/what-is-the-best-mortgage-for-you/): Navigating the complex landscape of mortgage options can be a daunting task.
- [Should I Close My Credit Card?](https://rhondaburgess.com/should-i-close-my-credit-card/): In navigating the complexities of financial management, it's essential for individuals to make informed decisions regarding their credit accounts.
- [Can I claim someone else's kids?](https://rhondaburgess.com/can-i-claim-someone-elses-kids/): When navigating the mortgage application process, it's crucial to maintain consistency across all documents, especially concerning your tax filings.
- [Why You Should Use a Business Cash App Account](https://rhondaburgess.com/why-you-should-use-a-business-cash-app-account/)
- [Buying a House vs Your Car Note](https://rhondaburgess.com/buying-a-house-vs-your-car-note/)
- [Why Your Loan Got Rejected - Ask the Underwriter](https://rhondaburgess.com/why-your-loan-got-rejected-ask-the-underwriter/): Mortgage underwriters focus on mitigating risk and do not consider race or ethnicity in the underwriting process.
- [Are you buying a house in 2024? Let's get ready now!](https://rhondaburgess.com/are-you-buying-a-house-in-2024/): If you're planning to purchase real estate in 2024, it's essential to start preparing now.
- [How to repair your credit yourself](https://rhondaburgess.com/how-to-repair-your-credit-yourself/): Improving your credit score may seem like a daunting task, but it is achievable with the right approach.
- [Can I get a zero down construction loan? Do I need money down?](https://rhondaburgess.com/can-i-get-a-zero-down-construction-loan/)
- [Who can buy a house with a USDA loan? Do you qualify?](https://rhondaburgess.com/who-can-buy-a-house-with-a-usda-loan-do-you-qualify/)
- [7 Things You Need to Know about the Biden Student Loan Debt Relief Plan](https://rhondaburgess.com/7-things-you-need-to-know-about-the-biden-student-loan-debt-relief-plan/)
- [😁💰Buying a house with student loans now - the Biden Student Debt Relief Plan 🏠](https://rhondaburgess.com/%f0%9f%98%81%f0%9f%92%b0buying-a-house-with-student-loans-now-the-biden-student-debt-relief-plan-%f0%9f%8f%a0/): The Biden Administration's new Student Debt Relief Plan can be a real game changer for those of you with student loans who want to buy a house. Under this student debt relief plan, the minimum monthly payment goes from 10% of the borrower's income to just 5%. For example, if you're minimum payment was $300, now that payment becomes $150. This will help you with your debt-to-income ratio a lot.
- [Renting a house in Nashville Tennessee - How much does it cost to rent a house?](https://rhondaburgess.com/renting-a-house-in-nashville-tennessee/)
- [How to Buy a House with No Job and No Money and No Credit](https://rhondaburgess.com/how-to-buy-a-house-with-no-job-no-money/)
- [Should I Use the Builder's Mortgage Company - Buying a New Construction Home.](https://rhondaburgess.com/should-i-use-the-builders-mortgage-company/)
- [What is the best interest rate today? Am I getting the best rate on my mortgage?](https://rhondaburgess.com/what-is-the-best-interest-rate-today/)
- [Things Not to Do Before Closing on a Home - Don't Kill Your Deal](https://rhondaburgess.com/things-not-to-do-before-closing/)
- [How to Get the Lowest Interest Rate on a Mortgage - Should you pay points?](https://rhondaburgess.com/how-to-get-the-lowest-interest-rate/)
- [Don't Dispute Debt Collections While Getting a Mortgage.](https://rhondaburgess.com/dont-dispute-while-getting-a-mortgage/)
- [USDA Loan Zero Down - 100% Financing Misconceptions about USDA loans.](https://rhondaburgess.com/usda-loan-zero-down-100-financing/)
- [Increase your homeowners insurance deductible to make your DTI work. How to get a mortgage.](https://rhondaburgess.com/increase-your-homeowners-insurance-deductible-to-make-your-dti-work-how-to-get-a-mortgage/): If you debt-to-income is out of whack or too much, you may want to try increasing your homeowner's insurance deductible. For example if you had a $500 deductible, try $1000 to see if the change in the monthly payment will help your debt-to-income work. Rhonda Burgess, Broker https://NashvilleHomesforSaleOnline.com 615-554-0832 - cell
- [How to get the best credit score possible - ScoreMaster](https://rhondaburgess.com/how-to-get-the-best-credit-score-possible/): In this video, I explain how to get the best credit score possible by using ScoreMaster.
- [How to buy a house self employed without tax returns - Use your bank statements.](https://rhondaburgess.com/buy-a-house-self-employed-without-tax-returns/): In this video I explain how to secure a mortgage using your bank statements instead of your tax returns.
- [How much money do you need to buy a house - Can you buy a house in this market?](https://rhondaburgess.com/how-much-money-do-you-need-to-buy-a-house/): There are many different factors to consider when looking at your budget, including your credit score, down payment amount, and closing costs.
- [How to buy a house with a USDA loan - USDA rural development loans explained.](https://rhondaburgess.com/how-to-buy-a-house-with-a-usda-loan/): If you are looking to buy a home and are in need of a USDA loan, this video will help you get started on the process.
- [How many credit pulls are too many? Don't let everybody pull your credit!](https://rhondaburgess.com/how-many-credit-pulls-are-too-many/): In this video, we are going to talk about how many credit pulls are too many. This is a common question that people ask.
- [Should You Buy a House Now Or Wait? Buying a House in 2022](https://rhondaburgess.com/should-you-buy-a-house-now-or-wait/): The question everyone is asking is - Should you buy a house now or wait.
- [The Definitive Guide to Buying Land and Building a House - What You Really Need To Know](https://rhondaburgess.com/buying-land-and-building-a-house/): In this video, I explain how to buy land and build a house and all of the aspects involved.
- [How to cancel PMI insurance - how to get rid of private mortgage insurance.](https://rhondaburgess.com/how-to-cancel-pmi-insurance/): In this video, I explain how you can cancel PMI insurance on your current mortgage.
- [Can you afford to rent or buy? - Rent is up 30% in 2 years!](https://rhondaburgess.com/can-you-afford-to-rent-or-buy/)
- [How to buy a house when inventory is low. - Secrets to buying in a sellers market.](https://rhondaburgess.com/how-to-buy-a-house-when-inventory-is-low-secrets-to-buying-in-a-sellers-market/)
- [How to prepare your credit for a mortgage - How to fix your credit buy a house.](https://rhondaburgess.com/how-to-prepare-your-credit-for-a-mortgage/)
- [Selling your house in 2022 - Home selling tips for 2022 and beyond.](https://rhondaburgess.com/selling-your-house-in-2022-home-selling-tips/)
- [What not to do after you apply for a mortgage - Mortgage mistakes to avoid.](https://rhondaburgess.com/what-not-to-do-after-you-apply-for-a-mortgage/)
- [Got student loan debt and buying a house? What you need to do to buy a house in 2022.](https://rhondaburgess.com/buy-a-house-with-student-loan-debt-2022/)
- [The Three Types of Income Used for Mortgage Calculations - How to Calculate Your Income](https://rhondaburgess.com/how-to-calculate-your-income/)
- [Real Estate Market Predictions 2022 - Nashville Housing Market Forecast for 2022](https://rhondaburgess.com/nashville-housing-market-forecast/)
- [Should I pay points on a mortgage? Mortgage points explained. Is buying mortgage points worth it?](https://rhondaburgess.com/should-i-pay-points-on-a-mortgage-mortgage-points-explained-is-buying-mortgage-points-worth-it/): Often times you see lower than normal mortgage rates advertised but you need to read the fine print. Paying points on the mortgage are usually required to get that "low" rate. But you need to know how much that "low" rate is actually costing you when it comes to buying a house. In this video, my preferred lender - Matt Schwartz with Southlake Mortgage, and I explain what mortgage points are and discuss whether you should pay points on a mortgage when it comes to buying a house for the first time. Rhonda Burgess, Broker Southern Living Realty Partners https://RhondaBurgess.com 615-554-0832 Matt Schwartz Southlake Mortgage 214-550-0137 - office matt@southlakeloans.com should you pay points on a mortgage mortgage points explained is buying mortgage points worth it #mortgagepoints #mortgagepointsexplained
- [Should I pay points on a mortgage? Mortgage points explained.](https://rhondaburgess.com/should-i-pay-points-on-a-mortgage/)
- [How to pick a mortgage lender - How to find a good loan officer. How to get a mortgage loan.](https://rhondaburgess.com/how-to-pick-a-mortgage-lender-how-to-find-a-good-loan-officer-how-to-get-a-mortgage-loan/): In this video, we talk about how to pick a mortgage lender who can get you closed and into your new house. I'm often asked how to find a good loan officer and I do videos that explain how you can get a mortgage loan that works for you. I'm interviewing Matt Schwartz from Southlake Mortgage who is my go-to mortgage person. This is the first in a series of videos I'm doing with Matt to help our viewers achieve home ownership in 2022. Be sure to subscribe and sign up for notifications so that you will see the other videos in the series. After you have done your homework, feel free to reach out to Matt at his office number 214-550-0137 or his cell at 214-490-4596. Matt's email address is matt@southlakeloans.com
- [How to pick a mortgage lender - How to find a good loan officer.](https://rhondaburgess.com/how-to-pick-a-mortgage-lender/)
- [How To Keep Your Pipes From Freezing This Winter](https://rhondaburgess.com/how-to-keep-your-pipes-from-freezing-this-winter/)
- [Down payment assistance programs tips - How much does this free money really cost you?](https://rhondaburgess.com/down-payment-assistance-programs-tips/)
- [How to make sure your debt to income ratio for your mortgage works. Do your homework ahead of time!](https://rhondaburgess.com/make-your-debt-to-income-ratio-works/)
- [Can I buy a house in 2022? What do I need to do to get ready to buy a house in 2022?](https://rhondaburgess.com/can-i-buy-a-house-in-2022/)
- [Can I buy a house during the student loan forbearance? Should you exit forbearance to buy a house?](https://rhondaburgess.com/buy-a-house-during-the-student-loan-forbearance/)
- [How Much to Rent in Nashville TN - Are There Any Affordable Apartments?](https://rhondaburgess.com/how-much-to-rent-in-nashville-tn-are-there-any-affordable-apartments/)
- [How fast are houses selling in my area? - Top 10 fastest selling housing markets in 2021.](https://rhondaburgess.com/how-fast-are-houses-selling-in-my-area-top-10-fastest-selling-housing-markets-in-2021/)
- [How to use your credit card for down payment on a house - Check out the new Fannie Mae guidelines!](https://rhondaburgess.com/how-to-use-your-credit-card-for-down-payment-on-a-house-check-out-the-new-fannie-mae-guidelines/)
- [Buying a house in Nashville - Is the market still red hot or has it slowed down?](https://rhondaburgess.com/buying-a-house-in-nashville-is-the-market-still-red-hot-or-has-it-slowed-down/)
- [What is the best mortgage with student loans? Is an FHA loan or a Freddie Mac loan best for you?](https://rhondaburgess.com/what-is-the-best-mortgage-with-student-loans-is-an-fha-loan-or-a-freddie-mac-loan-best-for-you/)
- [5 Signs It Might Be Time to Sell Your Home and Move On](https://rhondaburgess.com/5-signs-it-might-be-time-to-sell-your-home-and-move-on/)
- [Home Buying Update: Where to Aim High—and Bid Higher](https://rhondaburgess.com/home-buying-update-where-to-aim-high-and-bid-higher/)
- [How to Calculate Income When Self Employed - How Do You Calculate Debt to Income Ratio](https://rhondaburgess.com/calculate-income-when-self-employed/)
- [Why has my credit score gone down? - Why did my credit score drop after paying off my car?](https://rhondaburgess.com/why-has-my-credit-score-gone-down/): today in this video we're going to talk about why did your score drop when you paid off your car why did your credit score drop for no apparent reason check it out [Music] hi i'm rhonda burgess and i'm a real estate broker and mortgage underwriter here in nashville tennessee area and my firm is southern living realty partners okay i want to go over this point because i get a lot of questions about your score dropping especially when you pay off your car you need to understand that your car note is an installment loan and for many of us that installment loan that car note may be the longest reporting trade line on our credit report because maybe you had this car four or five years whatever your and you pay it off two things happen when you pay off your car note first of all that loan is going to start reporting as closed once you pay it off you've made all the installments you paid it up early whatever but once you pay it off it's going to report as closed whoever your car note is with they're going to report that trade line as closed so unfortunately if that was your longest reporting trade line the longest reporting trade line on your credit report and now it's closed your score is going to drop i mean it's supposed to uh report closed once you pay it off but unfortunately that's just how the scoring model is when you pay off especially some of your long-standing credit let's say you've never missed a payment okay so every month you had zero times thirty zero times sixty zero times ninety reporting because you've always paid that car note on time okay once you pay it off it's closed there will be no more history reported there will be no more positive history there will be no more anything reported on that trade line so the scoring model is going to drop it's going to drop your score simply because you paid off your car note and now that installment loan is reporting as closed one other point i want to make about the uh the car note the installment loan if only if the only thing you have reporting on your credit is installment debt installment loans like either a signature a personal loan or a car note when you pay that off you have no really you don't have any credit reporting remember the credit score model looks at your revolving credit first that's where you get the most of your points from is from your revolving credit so if you have a car note or maybe two car notes on your on your credit report and you don't have any revolving credit you don't have a visa you don't have a mastercard american spreads you don't discover you don't have no revolving credit when you pay off that car your score is going to tank because you have nothing else you have nothing else good to report because you have paid off your loan i know it's not fair i know it's not cool but i'm just telling you that's another thing that will happen if you don't have anything else reported but your car note when you pay off that car note your score will drop reason why your credit score may go down is simply because you used your credit your your utilization your credit line utilization increased and perhaps you increased a trade line let's say it's only a thousand dollar trade line okay you've got four or five other trade lines that are 2 000 or 3 000 or maybe even just a few hundred but because you took that one trade line that had a thousand available and let's say you charge something for five hundred dollars you just took that one trade line down to 50 50 utilization if you have a thin credit file meaning you don't have a lot of credit yo your trade lines are not uh haven't been established for a long time um you you've added a lot of credit here recently you and i don't mean a lot i mean like you could have had like two two new cr two new trade lines or whatever but if your trade your trade lines are thin and they haven't been reporting that long when you use your credit i know it don't make no sense i know it don't make no sense but when you use it they liable to ding you because you actually used your credit and you took your credit utilization up higher than what the scoring model is used to seeing i have people who call me all the time and say well i didn't do anything different with my credit i don't understand why my credit score dropped 50 points 40 points um things like this you need to make sure that you that you have a credit mix a good credit mix you need some installment debt you need some revolving debt again you need some revolving debt let's just be honest when you are not using your credit meaning that every month when the credit bureaus update when your creditors report and they're showing a zero as far as your utilization sometimes that will cause your credit score to drop just simply because you're not using your credit i know it sucks that the credit score model likes debt it likes debt so when you are totally debt free your score is liable to drop but it's liable to drop but i'm gonna tell you for one thing for certain it won't move it won't go up it will not go up when i was um you know i've been on this credit score journeying my dog on self for a while and i'm gonna tell you when i was paying everything look i was keeping up with the statement date on my cards and everything and i was making sure i was paying it and it was zero i made sure it was zero i paid it in four i paid it at four i couldn't crack 700 to save my life i could not do it i tried everything you know how to credit i had a lady to talk about credit all the time can't correct 700.
- [The Truths Young Homebuyers Need To Hear](https://rhondaburgess.com/truths-young-homebuyers-need-to-hear/): For many young or first-time homebuyers, purchasing a home can feel intimidating.
- [What to do before getting a mortgage - The steps to take before applying for a mortgage.](https://rhondaburgess.com/what-to-do-before-getting-a-mortgage/)
- [How to Budget to Buy a House Today - How much house can you afford?](https://rhondaburgess.com/how-to-budget-to-buy-a-house-today-how-much-house-can-you-afford/)
- [Home Price Appreciation Equals Supply and Demand](https://rhondaburgess.com/home-price-appreciation-equals-supply-and-demand/): Home price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand.
- [Change Your Repayment Plan Student Loans - Buying a House with Student Loans](https://rhondaburgess.com/change-your-repayment-plan-student-loans/)
- [Buying a house with student loans - FHA takes income based repayment or .5 percent](https://rhondaburgess.com/fha-takes-income-based-repayment/)
- [6 Reasons to Celebrate National Homeownership Month](https://rhondaburgess.com/celebrate-national-homeownership-month/): Our homes are so much more than the houses we live in.
- [In Today’s Market, Listing Prices Are Starting Prices](https://rhondaburgess.com/listing-prices-are-starting-prices/): For generations, the process of buying and selling a home never really changed.
- [Power of Good Credit - The Benefits of a Good Credit Score](https://rhondaburgess.com/power-of-good-credit/)
- [Power of Good Credit - The Benefits of a Good Credit Score and How It Can Change Your Life](https://rhondaburgess.com/power-of-good-credit-the-benefits-of-a-good-credit-score-and-how-it-can-change-your-life/): In this video, I give examples of the power of good credit. Simply put, the power of good credit is that good credit gives you options. With good credit, you can buy whatever you need when you need it. You don't even have to have cash money when you available credit. This is something that we all should strive for. The higher the credit score, the lower interest rate. Having a higher credit score saves you money. You are able to afford better things and better places in life when you have a high credit score/good credit. https://RhondaBurgess.com http://rhondaburgess.com/should-you-pay-for-credit-repair/ NashvilleHomesforSaleOnline.com 615-554-0832 #creditscores #goodcreditscore #creditscorehacks
- [Pros and Cons of Selling Your House Now - 2021 Seller's Market](https://rhondaburgess.com/pros-and-cons-of-selling-your-house-now-2021-sellers-market/)
- [When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC]](https://rhondaburgess.com/time-is-money-infographic/): Selling a house is no small task.
- [Should You Pay for Credit Repair? - How to Fix Your Credit Yourself](https://rhondaburgess.com/should-you-pay-for-credit-repair/): Click here to download the FREE guide to repairing your credit yourself. Don't pay money for something you can easily do yourself with time and attention.
- [Should You Pay for Credit Repair? - How to Fix My Credit Myself](https://rhondaburgess.com/should-you-pay-for-credit-repair-how-to-fix-my-credit-myself/): The question is should you pay for credit repair? In my opinion, No. You wrecked your credit yourself and you should fix that train wreck yourself. I am often asked by my subscribers if I think they should pay for "credit repair". I have messed up my own credit before the took my credit score all the way down to a 475 credit score. I finally got myself together and took the time to repair my own credit and now I'm back up to a 724 credit score. I did this myself and this is something that you can do yourself. I just don't see any reason to pay for something you can do if you just take the time to do it yourself. http://rhondaburgess.com/should-you-pay-for-credit-repair/ I have some resources on my website that you can use to not only get your credit report but also plan out how you will repair your credit without paying anyone each and every month to do it. http://rhondaburgess.com/should-you-pay-for-credit-repair/
- [How to Buy a House with Cash Offer - How to Buy a House for Cash. Buying a house in 2021.](https://rhondaburgess.com/how-to-buy-a-house-with-cash-offer-how-to-buy-a-house-for-cash-buying-a-house-in-2021/): In this video, I explain how you can buy a house with cash offers. In this seller's market in 2021, a lot of buyers are getting beat out constantly by institutional cash buyers like Zillow and Open Door or local real estate investors. Once you are approved for this program, you become a cash buyer like other investors. You can then truly compete for a home against these huge companies to secure your new home. This program is currently available in certain areas in TN, GA, FL, and TX. Nashville, TN - Atlanta, GA - Jacksonville, FL - Orlando, FL - Sarasota, FL - Tampa, FL - Dallas, TX Here is the link to my website to apply for this cash buyer program: http://rhondaburgess.com/buy-a-house-with-cash/ Visit my website at RhondaBurgess.com and NashvilleHomesforSaleOnline.com Or download the HomeScout App from your app store and use my VIP code 0832 to search the Nashville MLS. Rhonda Burgess 615-554-0832
- [Buy a House with Cash - Buying a house in 2021](https://rhondaburgess.com/buy-a-house-with-cash/): The info on the link below is for the normal rent-to-own program. This is the same link to apply for the Cash Buyer program.
- [Why Your Credit Score is Not Increasing - Buying a House in 2021](https://rhondaburgess.com/credit-score-not-increasing/): Today in this video, we're going to be talking about why your credit score is not increasing despite your best efforts. Check it out.
- [Down Payment vs Closing Costs - Buying a House in 2021](https://rhondaburgess.com/down-payment-vs-closing-costs/): Today in this video, we're going to talk about your down payment versus your closing costs.
- [4 Tips to Maximize the Sale of Your House](https://rhondaburgess.com/4-tips-to-maximize-the-sale-of-your-house/): Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition.
- [How to Qualify for a Mortgage Self Employed - Buying a House While Self Employed](https://rhondaburgess.com/how-to-qualify-for-a-mortgage-self-employed/)
- [Best Mortgage for Student Loans - How to buy a house when you have student loans](https://rhondaburgess.com/best-mortgage-for-student-loans/)
- [How Much Time Do You Need To Save for a Down Payment?](https://rhondaburgess.com/save-for-a-down-payment/): One of the biggest hurdles homebuyers face is saving for a down payment.
- [Don't Be Desperate to Buy a House - Buying a house in 2021](https://rhondaburgess.com/dont-be-desperate-to-buy-a-house/)
- [More Reasons Your Mortgage Was Denied - Buying a House in 2021](https://rhondaburgess.com/more-reasons-your-mortgage-was-denied/)
- [Buying a House in a Seller's Market 2021 [VIDEO]](https://rhondaburgess.com/buying-a-house-sellers-market-2021-2/): Today in this video, we're going to talk about the seller's market and the shortage of inventory that's happening not only Nashville, but all over the country.
- [Buying a House in a Seller's Market 2021](https://rhondaburgess.com/buying-a-house-in-a-sellers-market-2021/): Buying a house in a seller's market 2021 is likely going to be a hard job for the majority of buyers. Multiple offers above list price and contracts without contingencies are becoming the norm. Find out if you have been priced out of the current housing market! In this video, I go over what the seller's market is like in Nashville and in many parts around the county. I also explain where buyers need to look and what they need to do to even compete for a new home in this seller's market. Download the HomeScout app from your app store and use my VIP code 0832 to search the Nashville MLS. Please consider subscribing to the channel and giving this video a Thumbs Up to help our videos be seen by more people who could be helped by this information. rhondaburgess.com nashvillehomesforsaleonline.com
- [Don’t Sell on Your Own Just Because It’s a Sellers’ Market](https://rhondaburgess.com/dont-sell-on-your-own-just-because-its-a-sellers-market/): In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted real estate professional.
- [93% of Americans Believe a Home Is a Better Investment Than Stocks](https://rhondaburgess.com/93-of-americans-believe-a-home-is-a-better-investment-than-stocks/): A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters.
- [Home Is Where the Heart Is [INFOGRAPHIC]](https://rhondaburgess.com/home-is-where-the-heart-is-infographic/): There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year.

## Pages

- [Thank You](https://rhondaburgess.com/thank-you/): Start with the Debt Payoff App to see where you stand.Then, read the Personal Finance eBook to understand how to build better habits and use strategies like the avalanche method.Finally, complete the Goal-Setting Worksheets to plan your next steps.
- [Freebies](https://rhondaburgess.com/freebies/): I’m Rhonda Burgess, a Real Estate Broker and Mortgage Underwriter who’s helped thousands of people understand credit, debt, and homeownership — and I created this free Creditworthy Starter Kit to help you start your own journey toward financial freedom.
- [Access the Debt Payoff Planner](https://rhondaburgess.com/access-the-debt-payoff-planner/)
- [Need a Real Estate Agent?](https://rhondaburgess.com/need-a-real-estate-agent/): Click the picture above to be linked up with a good real estate agent in your area!
- [Credit Is Life Newsletter](https://rhondaburgess.com/newsletter-signup/)
- [Increase Your Credit Score](https://rhondaburgess.com/increase-your-credit-score-today/)
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- [Privacy Policy](https://rhondaburgess.com/privacy-policy/): Our website address is: http://rhondaburgess.com.
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- [Blog](https://rhondaburgess.com/blog/): This has been autogenerated as a placeholder for blog.
- [5 Ways to Improve Your Garage](https://rhondaburgess.com/5-ways-to-improve-your-garge/): If you have a garage, you know it offers a range of benefits.
- [What Time Is It In Nashville?](https://rhondaburgess.com/what-time-is-it-in-nashville/): [wbcp_blog_clock id=2110] Today in this video, we're going to talk about one simple thing. What time is it in Nashville? Hey, Rhonda Burgess here.
- [The 3 Nashville Area Codes](https://rhondaburgess.com/area-codes/): The main Nashville area code and the immediate surrounding counties is 615.
- [Nashville TN Zip Codes [VIDEO]](https://rhondaburgess.com/nashville-tn-zip-codes/): Listed below are the zip codes for Nashville as well as some of the surrounding communities.
- [Meet Rhonda](https://rhondaburgess.com/about-rhonda-burgess/): Hi, I’m Rhonda Burgess (Howse) — a real estate broker and mortgage underwriter based in Nashville, Tennessee.
- [Moving to Nashville - Guide](https://rhondaburgess.com/movingtonashville-guide/)

## Optional

- [Agent (MCP protocol)](websites-agents.hostinger.com/rhondaburgess.com/mcp)

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