What kind of house can I buy with USDA? In this video I go over the types of houses that you can and cannot buy with a USDA mortgage loan.
The most important thing is that the house is located in a designated rural housing area. Here’s the link to check by address on the USDA site:
https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp
On this site you enter the address of the property you are considering to see if it is eligible. Once you have checked the eligibility, then you should contact a lender who does USDA rural housing loans in that state.
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