What Banks Look for in a Loan file – What’s In Your Mortgage File
If you are buying a home or refinancing, understanding what lenders look for in your loan file can make the […]
Why People With Great Credit STILL Get Denied for a Mortgage
You did the work on your credit. You have a 700, 750, 800 score and you expect a mortgage approval
Debt to Income Ratios Explained: Why Most Buyers Fail
Too many buyers with good credit get denied because their debt to income ratio is too high. Understanding exactly what
Builders Can’t Stop Building — Smart Buyers Know What to Do Next
The short answer: builders keep building because they already invested years and hundreds of thousands of dollars long before you
Home Prices, Hard Times, and Hope: What is Coming in 2026
Plain and simple: right now is still not the time to buy a house. Even though the Federal Reserve recently