Videos

In this video I go over the top 4 reasons why you’re getting turned down for a mortgage or home loan. Everyone’s application and situation is different but generally there are 4 main reason why your mortgage may be denied.

1. Debt-to-income ratio or high credit utilization.
2. Credit history.
3. Incomplete application.
4. Insufficient collateral.

I also go over the generally accepted debt-to-income or DTI ratio for FHA, conventional, VA, and USDA rural housing loans.

Download the HomeScout App from your app store and use my VIP code 0832 to search the Nashville MLS. This service is free and the listings are updated every 15 minutes.

If you are looking for a home in the Nashville TN area, I would love to work with you. Give me a call today at 615-554-0832.

Thank you and have a blessed day!

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Check out: “How to increase your credit score to buy a house – How to boost your credit score fast”
https://www.youtube.com/watch?v=YaYHwA5VY3s
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How much to rent a house in Nashville? This is a question I get asked nearly every day.

In this video I go over the cost of houses for rent in Nashville and how there are no cheap houses for rent in Nashville TN. Renting a house for the first time in Nashville will be eye opening when you see these prices.

Renting in Nashville continues to be expensive and challenging. Even though the median income in Nashville has increased over the past 12 months, this increase still has not kept pace with the rising costs of Nashville homes for rent.

To search the Nashville MLS, download the HomeScout app from your app store or Google play store. Use my VIP code – 0832 to gain access to the latest listings. The listings are updated every 15 minutes.

My number is 615-554-0832 and I do answer my phone.

Subscribe to the channel for more upcoming videos all about moving to Nashville and home buyer tips and mortgage information.

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Check out: “How to increase your credit score to buy a house – How to boost your credit score fast”
https://www.youtube.com/watch?v=YaYHwA5VY3s
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How to use your side hustle money to buy a house.

In this video, I explain how to get your side hustle money included when you are trying to buy a house.

Any side hustle that is not a W2 hourly or salaried job such as Uber or Lyft, food delivery gigs like GrubHub or Door Dash, and any other service you provide like doing hair or catering, etc., where you are paid in cash or through an app normally cannot be counted as income when you are trying to buy a house.

Even with a 2 year history of successfully doing your side hustle, underwriters do not include this income because it is treated like self-employment income.

Usually the expenses associated with your side hustle are written off against the income you make.

This can be very disheartening when you are working hard to buy your own home. It’s easy to become frustrated and think you’re not making any progress and want to give up on your home ownership dream.

I go over how to keep up with your money and how to get credit for your side hustle income when it comes to getting a mortgage.

Please subscribe to the channel and give the video a thumbs up!

If you are looking to buy a home in the Nashville area, please download the Homescout App from your app store or google play store. Use my VIP Code: 0832 to get access to all of the listings in the Nashville MLS.

Thank you and have a blessed day!

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Check out: “How to increase your credit score to buy a house – How to boost your credit score fast”
https://www.youtube.com/watch?v=YaYHwA5VY3s
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